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Your Rights

The Illinois Workers' Compensation Act provides three main benefits to injured workers. These benefits include:

Medical Benefits – Your employer's workers' compensation insurance carrier is responsible for paying for the medical services reasonably required to cure your injuries. Under the Act, you have the right to see a doctor of your choice. While the insurance carrier also has the right to have you examined by a doctor of its choice, you and your doctor will direct the course of your treatment.

Temporary Total Disability benefits or TTD – If your injuries result in your not being able to return to work, or if your employer cannot accommodate your restrictions, the Act entitles you to weekly benefits until you are able to return to work.

Your earnings during the year preceding your accident determine the amount of weekly TTD benefits you collect while you are off work. This benefit is tax free.

Permanent Partial Disability benefits or PPD – After you have been released from all medical treatment, the Act provides that you are entitled to compensation for the permanent disability resulting from your injury. The permanent effects of your injury to a particular body part determine the amount of PPD benefits you may be owed. If your injury results in a job change and you earn less money, the Act provides that you are entitled to a percentage of the difference in your salary before and after your accident. In addition, in the event you are unable to return to any work following your injury, the Act also provides for lifetime benefits. This benefit is tax free.

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