The four types of workers’ compensation benefits in Illinois
Illinois law requires that businesses with employees must have workers compensation insurance. Workers’ compensation insurance gives employees medical, wage and other financial benefits if they are injured or become ill on the job.
These benefits include:
– Medical Benefits
– Wage Replacement Benefits
– Permanent Partial Disability Benefits
– Vocational Rehabilitation Benefits
When you get sick or injured at work in Illinois, you’re required to inform your employer within 45 days of the incident. Your employer is required to inform their workers compensation insurance company or administrator. If you cannot work for more than three days because of the injury or illness, your employer must:
– Continue to pay you, even if the claim hasn’t been made with the insurance company
– File the “Employer’s First Report of Injury” with the Illinois Workers Compensation Commission
– Provide a written explanation to you of any additional documentation or information that is needed for a claim.
If you have suffered an injury at work, we recommend the following steps:
1. Obtain first aid or any other necessary medical treatment as soon as possible.
2. Notify your employer about the injury and the way in which it occurred, as soon as possible.
3. Call Krol, Bongiorno & Given. Once you have received necessary emergency medical treatment, your next step is to call an experienced workers’ compensation attorney.
While workers’ compensation in Illinois can pay for your lost wages and medical expenses, keep in mind that the insurance companies would try to pay you as little as possible. Regardless of your specific injury, you will want to work with an experienced workers’ compensation lawyer to ensure you get the most out of your claim.
We provide our clients with a team of attorneys that are aggressive, experienced, client-focused and trial-ready. We have handled well over 30,000 claims for injured workers throughout the state of Illinois and have consistently generated some of the largest settlements and awards at the Illinois Workers’ Compensation Commission. For immediate help with a work injury case, call (312) 726-5567 for a free consultation or contact us online.